Financial

After a recent phone call from my 21-year-old son, I realized that some things never change. History does repeat itself in human behavior and how people want to “get rich quick” or how some say, ‘I’m going to retire by the time I’m 30”. The latter was the comment made by one of my son’s friends. He … [Read more...] about Sign of the Times

Don’t put all your eggs in one basket. I have no idea where that idiom originated from but it is perhaps the best and simplest way to describe diversification. Instinctively investors know they should diversify their portfolio and most do this. Having looked at hundreds, if not thousands, of … [Read more...] about The Illusion of Diversification

Spring is in the air. Cheers to brighter skies, warmer weather, and reconnecting! For a long time, many of our portfolios have had a slight bias towards small-cap stocks (stocks with a total market value under two billion dollars). Sometimes this bias helps performance and sometimes it hurts. We … [Read more...] about 2021 First Quarter Market Update- Small Cap and Big Comebacks

If you didn’t know, silver is sold and traded based on a spot price. The current spot price has been hovering around $25 a oz. You used to be able to go online to websites like Kitco or Amax and buy silver 2 to 4 dollars above the spot price, and shipping was only three dollars. You could also go … [Read more...] about The Future Cost of Silver and Spot Price

Springtime is here!  Spring brings a sense of renewal and optimism after the long dreary winter months.  As the warmer weather moves in, we tend to find ourselves feeling more motivated, ready to clear out the old and bring in the new!  Spring cleaning is a popular tradition for many, as it provides … [Read more...] about Financial Spring Cleaning

It is often said that “half of marriages end in divorce.”  The truth is that divorce rates have declined since 2008.  At first glance, this is good news, but when you peel back the onion, it is also said that marriage rates are declining.  New generations are opting out of marriage in the first … [Read more...] about Divorce: Stay Or Go You Must Know

Have you ever heard of “FAANG,” when it comes to investing?  The concept is an acronym for what is currently considered the “5 hot stocks” to buy in current markets. “FAANG” stands for Facebook, Apple, Amazon, Netflix and Google/Alphabet.  These are considered 5 of the hottest stocks in the market … [Read more...] about “FAANG” – INDIVIDUAL STOCKS COULD BITE IF YOU’RE NOT CAREFUL

Socially responsible investing was once a fringe concept. In recent years, this trend has gone from the fringe to the forefront. So what is socially responsible investing? Socially responsible investing (SRI) is a general term used to describe various subsets of investing that attempt to align your … [Read more...] about Your Values and Your Investments

It feels as if 2020 produced enough headlines for a decade. A global pandemic, mass protests, an emotionally charged election and some dude named the “Tiger King” are just a few of the many stories that kept our interest. Yet, here it is the second month into 2021, and Gamestop is dominating the … [Read more...] about How GameStop Became the Battleground for Retail Investors and Hedge Funds

Each spring, the tax documents emerge from their hibernation as people prepare the information they need to meet their civic duty.  Oftentimes, your accountant (CPA) or Financial advisor might take this opportunity to talk to you about deferring some of your income for tax purposes, but what does … [Read more...] about Defer or Diversify: How Should I Save for Retirement?